Moonbats in mourning.. they are so sad.. Trumpcare will be GREAT!
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« on: June 27, 2017, 02:06:24 am »

CBO says Senate Health Care Bill will reduce deficit AND decrease the number of uninsured!
Wahh!  wahh!  WAHHH!!!   Cry

http://www.foxnews.com/politics/2017/06/26/senate-health-bill-would-lower-deficit-increase-number-uninsured-estimate-says.html
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« Reply #1 on: June 27, 2017, 02:11:02 am »

CBO says Senate Health Care Bill will reduce deficit AND decrease the number of uninsured!
Wahh!  wahh!  WAHHH!!!   Cry

http://www.foxnews.com/politics/2017/06/26/senate-health-bill-would-lower-deficit-increase-number-uninsured-estimate-says.html

You may want to read that again.
Quote
Senate Republicans’ health care bill would reduce the federal deficit and eventually lead to lower premiums, but would result in millions more Americans being uninsured a decade from now,



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« Reply #2 on: June 27, 2017, 04:51:19 am »

CBO says Senate Health Care Bill will reduce deficit AND decrease the number of uninsured!
Wahh!  wahh!  WAHHH!!!   Cry

http://www.foxnews.com/politics/2017/06/26/senate-health-bill-would-lower-deficit-increase-number-uninsured-estimate-says.html
I used to think you were just obstinate, but now I am convinced you are BLIND.  Read your url, read the headline of the article you quote and know that 22 million will loose insurance under the Republican plan. Yes, the deficit will be decreased by 350 billion over ten years, but at what human cost? BTW, the reduction in the deficit is less than half of the tax cuts for the wealthy---765 billion over ten years.  http://www.npr.org/2017/05/04/526923181/gop-health-care-bill-would-cut-about-765-billion-in-taxes-over-10-years
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« Reply #3 on: June 27, 2017, 05:24:46 am »

CBO says Senate Health Care Bill will reduce deficit AND decrease the number of uninsured!
Wahh!  wahh!  WAHHH!!!   Cry

http://www.foxnews.com/politics/2017/06/26/senate-health-bill-would-lower-deficit-increase-number-uninsured-estimate-says.html

You may want to read that again.
Quote
Senate Republicans’ health care bill would reduce the federal deficit and eventually lead to lower premiums, but would result in millions more Americans being uninsured a decade from now,

Whoopsie!  I made a misake!!!  That is extremely rare.
HOWEVER... there is a contradiction here.. if the premiums are lower.. then more people can afford insurance if they want it.  So, why don't YOU explain why more people would be uninsured if the insurance premiums are lower? 




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« Reply #4 on: June 27, 2017, 06:19:26 am »

A good number, about 15 million would forego insurance due to elimination of the individual mandate.  While this may seem good, remember that if these people do get sick, the burden of their care will eventually fall on the taxpayer.
Another 4 million would loose their employer-provided insurance, again because it will no longer be mandated.  And not everyone's premiums would go down.  In fact, those nearing retirement age would face an astronomical increase in premiums and may price them out of the market.



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« Reply #5 on: June 28, 2017, 05:57:47 pm »

This thread is not getting enough coverage.

Thanks for this, pppucci.
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« Reply #6 on: June 28, 2017, 06:46:52 pm »

A good number, about 15 million would forego insurance due to elimination of the individual mandate.  While this may seem good, remember that if these people do get sick, the burden of their care will eventually fall on the taxpayer.
Another 4 million would loose their employer-provided insurance, again because it will no longer be mandated.  And not everyone's premiums would go down.  In fact, those nearing retirement age would face an astronomical increase in premiums and may price them out of the market.


Here we go again.  I'm going to tackle this a different way this time:
Anytime that "insurance" gets involved, costs SKYROCKET.  When people pay "out of pocket" they demand to get their money's worth.  When they have insurance, they want the most expensive options available to them.  A simple example of this is eyeglasses.  If you have no insurance and go to buy frames, you might pay something like $50 for the frames.  If you have insurance, they often have a separate area in the store to buy frames which cost $250 and up - for virtually the same frames.   
Does it make sense that the government should FORCE you to purchase health insurance like they force you to buy home and car insurance? NO!   Obama forced people to buy insurance even if they did not want it, did not need it, or could not afford it. 
As for employers paying for it.. do employers magically produce the money to pay for it?  NO!   That money ultimately comes out of the workers one way or another.  Just look in stores and restuarants.. they have far fewer employees than they used to.. because the employers cannot afford to pay for more than skeleton crews.   Aslo, employers are extremely reluctant to give people full time jobs because when a worker is full time, the employer gets stuck paying the tab.   Because of that, employees work only part-time, and are stuck working 2 or 3 jobs - none of which have the "free"  health insurance. 
Here's a brief list of some medical costs and how outrageous they are:
LASIK -  $2200 per eye..  takes about 1 minute to perform and you are with the doctor about 15 minutes.  That's $4400
Dental Implants - all teeth replaced with an upper and lower arch  that is screwed into your jawbone.  The entire procedure takes about 10 hours - done in one day - and the cost?  $48,000
Heart Stent - a one hour procedure.  a small incision is made in the thigh, a tiny metallic "balloon" is fed through up into your heart, and when in position, expanded where it keeps a valve open.  Cost:  about $78,000  (which includes 2 days in hospital for observation)

Who has money to piss away like that?  It sickens me that anybody is paying that amount of money.   Those insurance companies are getting their money from somewhere.  Wouldn't you like to have that money in your pocket rather than have it sucked out of you like a vampire for your entire life and given to the insurance companies?

Let me summarize all of this.  Moonbat democrats would like the government to tax away all your money either directly or indirectly, and "give" (force) you to have things like health insurance and other programs.   They want the government to control your life, take your money, and take the power away from the citizens.  You know what the term for that is?  COMMUNISM!     
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« Reply #7 on: June 28, 2017, 06:51:30 pm »

This thread is not getting enough coverage.

Thanks for this, pppucci.

This thread, nor any other thread, benefits from your superfluous spam. 
I just got done posting a long and very meaningful post in this thread..   it's all ready for you nasty, parasitic moonbats to give a "thumbs down"  and tag it with inane replies. 
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« Reply #8 on: June 28, 2017, 11:18:25 pm »

This thread, nor any other thread, benefits from your superfluous spam. 
I just got done posting a long and very meaningful post in this thread..   it's all ready for you nasty, parasitic moonbats to give a "thumbs down"  and tag it with inane replies. 

You legit start new topics to respond to people pages-deep in other topics. I can only assume for whatever the Disney Dollar reputation reward is on this forum.

Here's my response to your meaningful post.

You don't seem to know what the purpose of insurance is. People don't sign up for insurance so they can have some glorified middle man handle their transactions. If it worked in real life how you believe it works, of course no one would want it.

You also must have a terribly myopic view of life if the furthest you can quantify the cost of medical procedures is the amount of time it takes to perform them, like they're installing a patio or something.

I nearly put in the effort to explain all of this, but you're the self-proclaimed genius with the big opinions. You could at least do some research before you shout them from the mountain tops.
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« Reply #9 on: June 29, 2017, 12:17:55 am »

I agree with Frederick that healthcare costs have gotten out of control, but we have become accustomed to getting the best and latest technology. The major drivers of procedure costs have to do with the equipment used during a procedure.  For Lasik, there is the cost of the machine itself as well as associated overhead. http://www.allaboutvision.com/visionsurgery/understand-cost.htm
For heart stents, the procedure uses an X-Ray machine that costs about 2-5 million.  There are usually 2 nurses and one radiology tech in the procedure in addition to the physician, and each tiny stent costs about $3000 and often several are needed to keep an artery open.  Hospital stays run about $1000 to $2000 a night.  The $78,000 price tag is artificially inflated and rarely ever paid.  Medicare and most insurances set their maximum fees per procedure and are usually 25-50% of the "list price."  This practice dates back about 25 years, when some insurance companies would pay whatever the hospital charges, so they were sure that their bill was never less that what the most generous insurance company was willing to pay.
Actually most insurances these days are heavily managed with referrals, prior authorizations and formulary restrictions and of course, deductibles and co-pays. As for mandating insurance, the idea is to keep down premiums for everyone.  Having healthy people in the insurance pool stabilizes the market and avoids exorbitant increases on people with pre-existing conditions.  Like Trump said, "Healthcare is complicated.," which explains why Republicans have had such a hard time passing repeal and replace.
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« Reply #10 on: June 30, 2017, 01:07:10 am »

Whoopsie!  I made a misake!!!  That is extremely rare.
HOWEVER... there is a contradiction here.. if the premiums are lower.. then more people can afford insurance if they want it.  So, why don't YOU explain why more people would be uninsured if the insurance premiums are lower? 
[/quote]

I will explain it.  I have spent my entire career working in health insurance.

If you don't have a mandate then healthy people won't buy it.  People will just go without health insurance and then use the ER when they get sick and never pay the bill.  Those costs are going to get shifted to tax payers instead.  The cost of uncompensated care to hospitals was enormous in Massachusetts and was the primary reason for RomneyCare.  Romney went around for months bashing the "freeloaders" who used the system but never paid anything into it.  RomneyCare and ObamaCare ensured that everybody paid something even if it was just a fine.

The Republican plan will make health insurance optional but if you have a lapse in coverage you will pay a higher premium when you do sign up.  This means that many people who get sick and are most vulnerable won't be able to afford it.

This is actually not a new idea.  Medicare works this way.  You can refuse Medicare Part B when you turn 65.  If you sign up later you pay a penalty every month via a much higher premium that is based on how long it has been since you turned 65.  Some people do this and they ALWAYS regret it.  They are usually stuck paying this high premium when their income becomes fixed because they are no longer working and when their health starts to decline due to age.  There is one key difference though.  Most people do enroll in Part B when they turn age 65 but that premium is deducted automatically from their Social Security check.  The person never has to make a choice between buying groceries (or an iPhone) and paying for their health insurance.  It also works this way for Medicare Part A for certain legal immigrants.
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