Thinking about suing Equifax?
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« on: October 25, 2017, 07:36:28 am »

Trump just took away Americans rights to sue Equifax and other companies via class action lawsuits. 
Remember all that winning he promised us? When is it going to start?

http://www.cleveland.com/nation/index.ssf/2017/10/banks_credit_card_companies_wi.html
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« Reply #1 on: October 25, 2017, 08:09:14 am »

Trump just took away Americans rights to sue Equifax and other companies via class action lawsuits.  
Remember all that winning he promised us? When is it going to start?

http://www.cleveland.com/nation/index.ssf/2017/10/banks_credit_card_companies_wi.html

You are a great example of FAKE NEWS
Clicking on the very article that you linked to, it's not TRUMP, but CONGRESS that is blocking the lawsuits.  

"Backing banks and credit card companies, Congress blocks class-action lawsuits from consumers"
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« Reply #2 on: October 25, 2017, 02:41:15 pm »

Trump just took away Americans rights to sue Equifax and other companies via class action lawsuits. 
Remember all that winning he promised us? When is it going to start?

http://www.cleveland.com/nation/index.ssf/2017/10/banks_credit_card_companies_wi.html

Do you know the pros and cons of the issue?

What specifically are you upset by? I just spent an hour reading up on the 5W1H. I'm ready for a discussion unless you're just complaining for the sake of complaining?
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« Reply #3 on: October 25, 2017, 04:34:24 pm »

Trump just took away Americans rights to sue Equifax and other companies via class action lawsuits. 
Remember all that winning he promised us? When is it going to start?

http://www.cleveland.com/nation/index.ssf/2017/10/banks_credit_card_companies_wi.html

Do you know the pros and cons of the issue?

What specifically are you upset by? I just spent an hour reading up on the 5W1H. I'm ready for a discussion unless you're just complaining for the sake of complaining?

I am against anything that makes the banks or credit reporting agencies stronger.

Have you been following the Equifax debacle?  It's not even just the hack but the way they have deal with it has been a total joke.

First they created a brand new website that looked like a fake site where consumers could  verify if they were part of the hack or not. The site was giving false positives.  If you typed in the same information sometimes it would tell you that you were part of the hack and other times it would say you were not.  People also reported typing in fake information like SSN 123456789 and John Doe and the site was telling them they were part of the hack.

Then Equifax was sending people to an actual fake website that someone had created because Equifax didn't even know their own URL.

Then their website was sending people to a page where the site was infecting peoples computer with malware.

So I am absolutely 1000% against anything that helps Equifax. 
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« Reply #4 on: October 25, 2017, 09:36:08 pm »


I am against anything that makes the banks or credit reporting agencies stronger.

Have you been following the Equifax debacle?  It's not even just the hack but the way they have deal with it has been a total joke.

First they created a brand new website that looked like a fake site where consumers could  verify if they were part of the hack or not. The site was giving false positives.  If you typed in the same information sometimes it would tell you that you were part of the hack and other times it would say you were not.  People also reported typing in fake information like SSN 123456789 and John Doe and the site was telling them they were part of the hack.

Then Equifax was sending people to an actual fake website that someone had created because Equifax didn't even know their own URL.

Then their website was sending people to a page where the site was infecting peoples computer with malware.

So I am absolutely 1000% against anything that helps Equifax. 

You just paraphrased the entire John Oliver show from last week. Is that all you know about the issue, what you saw on a comedy news program? You didn't verify the veracity of what he said after, did you? Remember, his is a comedy program that leaves out bits and pieces for effect. When these bits get circulated around they are presented as facts, like a certain Fox News story that made the rounds here earlier.

About the repeal, in a class action lawsuit the individual plaintiffs get smaller settlements while the one law firm that represents the case makes a killing. The amended law doesn't exclude anyone from suing, it only prevents large class action lawsuits. The arguments for the decision say that it will cost financial institutions more in arbitration and legal fees to service the variety of individual lawsuits. The major voice against it says it gives the impression that the individual is disempowered, not that they are actually disempowered.

The issue sits on a classical Republican/Democratic divide: Does the federal government need to get involved?

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« Reply #5 on: October 25, 2017, 11:28:29 pm »

Trump just took away Americans rights to sue Equifax and other companies via class action lawsuits. 
Remember all that winning he promised us? When is it going to start?

http://www.cleveland.com/nation/index.ssf/2017/10/banks_credit_card_companies_wi.html

Do you know the pros and cons of the issue?

What specifically are you upset by? I just spent an hour reading up on the 5W1H. I'm ready for a discussion unless you're just complaining for the sake of complaining?

I am against anything that makes the banks or credit reporting agencies stronger.

Have you been following the Equifax debacle?  It's not even just the hack but the way they have deal with it has been a total joke.

First they created a brand new website that looked like a fake site where consumers could  verify if they were part of the hack or not. The site was giving false positives.  If you typed in the same information sometimes it would tell you that you were part of the hack and other times it would say you were not.  People also reported typing in fake information like SSN 123456789 and John Doe and the site was telling them they were part of the hack.

Then Equifax was sending people to an actual fake website that someone had created because Equifax didn't even know their own URL.

Then their website was sending people to a page where the site was infecting peoples computer with malware.

So I am absolutely 1000% against anything that helps Equifax. 

I saw that TV show too.
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« Reply #6 on: October 26, 2017, 05:45:19 am »


I am against anything that makes the banks or credit reporting agencies stronger.

Have you been following the Equifax debacle?  It's not even just the hack but the way they have deal with it has been a total joke.

First they created a brand new website that looked like a fake site where consumers could  verify if they were part of the hack or not. The site was giving false positives.  If you typed in the same information sometimes it would tell you that you were part of the hack and other times it would say you were not.  People also reported typing in fake information like SSN 123456789 and John Doe and the site was telling them they were part of the hack.

Then Equifax was sending people to an actual fake website that someone had created because Equifax didn't even know their own URL.

Then their website was sending people to a page where the site was infecting peoples computer with malware.

So I am absolutely 1000% against anything that helps Equifax. 

You just paraphrased the entire John Oliver show from last week. Is that all you know about the issue, what you saw on a comedy news program? You didn't verify the veracity of what he said after, did you? Remember, his is a comedy program that leaves out bits and pieces for effect. When these bits get circulated around they are presented as facts, like a certain Fox News story that made the rounds here earlier.

About the repeal, in a class action lawsuit the individual plaintiffs get smaller settlements while the one law firm that represents the case makes a killing. The amended law doesn't exclude anyone from suing, it only prevents large class action lawsuits. The arguments for the decision say that it will cost financial institutions more in arbitration and legal fees to service the variety of individual lawsuits. The major voice against it says it gives the impression that the individual is disempowered, not that they are actually disempowered.

The issue sits on a classical Republican/Democratic divide: Does the federal government need to get involved?



John Oliver used to be VERY funny.. but then took a hard turn to the left, and is no longer funny. 
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« Reply #7 on: October 28, 2017, 01:33:34 pm »

Let's not forget that Obama made it so we can't sue companies that conspire with the US government to do warrantless wiretaps on US citizens.   


As for this case, I hate it when the government makes it so people can't sue for wrongdoing. 

The same thing for software companies.    In most of the world, software/gaming companies are protected under the AS IS/No Guarantees rule.  In the UK, it would have to qualify under the wanton and egregious exception in order to be able to sue them.

In the UK, doctors, clinics, and hospitals (all medical professionals and businesses) are also under the wanton and egregious exception.   You need 3 independent specialists to confirm that it was "wanton and egregious".   Obviously, that will be extremely rare because they don't want it done to them.    "Collusion" is the word that comes to mind.
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